The Art of Home Stewardship

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This post is about home stewardship, arguing that home maintenance shouldn’t be viewed as a fight against decay but as responsible caretaking over time. In my experience as a building consultant, I’ve observed how financial pressures and market dynamics often lead to deferred maintenance, creating a cycle of accumulating problems. We need to think differently about how we care for our homes. I advocate for regular check-ups and proactive maintenance to ensure the home ages gracefully and suggest practical steps like keeping a “home diary” to track repairs and system updates. Ultimately, I believe in promoting a mindful approach to homeownership, emphasizing the temporary nature of our role as caretakers of a structure that will exist beyond our lifespan.


We don’t inherit our home from our ancestors; we borrow it from our children.

This adaptation of a well-known environmental quote perfectly captures the essence of true home stewardship. While we may hold the deed to our properties, we are temporary custodians in a longer story that began before us and will continue long after we’ve moved on.

Every house begins a slow, inevitable journey back to the earth from the moment it’s built. This isn’t a flaw in construction or a sign of neglect – it’s simply the natural order of things. Even the grandest Victorian mansions built 140 years ago have largely faded from existence, replaced by newer structures or reclaimed by nature. Understanding this fundamental truth about our homes can transform how we approach their care and maintenance.

Home inspectors witness this journey daily, observing houses at various stages of their life cycles. They see how different approaches to maintenance and care can either accelerate or slow this natural progression. Through their lens, we gain valuable insights into the art of home stewardship – a practice that goes far beyond simple repair lists and maintenance schedules.

Competing Cost Factors

The challenge of maintaining a home has always competed with other financial priorities. Modern homeowners face rising costs across all aspects of life, from healthcare to education, making it tempting to defer maintenance until issues become critical. This approach, while understandable, often leads to more significant expenses down the road. Just as small, regular deposits build a healthy savings account, consistent attention to home maintenance prevents minor issues from becoming major catastrophes.

However, the current real estate market has created an interesting paradox. In many regions, rapid property value appreciation has inadvertently rewarded deferred maintenance. When a home’s value increases by $50,000 annually, spending $5,000 on preventive repairs might seem unnecessary. This market dynamic masks the actual cost of homeownership and creates a potentially dangerous cycle where maintenance becomes increasingly optional.

Selling Your Home

This phenomenon becomes particularly evident during property sales. In competitive markets, sellers have little incentive to address maintenance issues when multiple buyers are willing to purchase “as-is.” Buyers facing housing shortages might waive inspections or accept known problems to secure a property. The result is a continuing cycle where maintenance issues roll forward from one owner to the next, accumulating like snowballs growing larger as they roll downhill.

The role of home inspectors in this ecosystem is complex and evolving. While they’re often caught between helping to facilitate closing deals and their professional duty to document issues thoroughly, the best inspectors take a longer view. They understand that their reports aren’t just negotiating tools for the current transaction but documents that can guide maintenance decisions for years.

Experienced inspectors have learned that attempting to change homeowner behavior through lectures or scary warnings rarely succeeds. Instead, they focus on helping owners understand their place in their home’s timeline. This approach acknowledges that while we may own our homes legally, we’re temporary stewards of structures that will outlast our ownership but not time itself.

A Perspective Shift

This perspective shifts maintenance from a burden to a form of caring stewardship. Rather than fighting against decay, homeowners can work with the natural aging process, addressing issues systematically and thoughtfully. It’s the difference between preventing all signs of aging and maintaining good health through regular care and attention.

The traditional home inspection model, which focuses solely on transaction points, may need rethinking. The concept of regular property check-ups, similar to annual medical physicals, has merit but faces significant adoption challenges. Many homeowners struggle to prioritize preventive maintenance without clear incentives or immediate consequences. More pressing concerns (life) can cloud their view.

Yet some forward-thinking professionals are exploring new approaches. These include partnering with insurance companies to offer premium discounts for documented maintenance, creating “home health scores” that could impact resale value, and focusing on specific trigger points like seasonal changes or major system age milestones.

The key to successful home stewardship is not in treating houses as permanent structures that must be preserved unchanged but as living systems requiring ongoing care and attention. This means accepting that maintenance isn’t about preventing change – it’s about managing it thoughtfully and responsibly during our time as stewards.

For current and future homeowners, the path to effective stewardship starts with understanding their home’s place in time. A well-maintained home can age gracefully without deteriorating prematurely, like a beloved antique that shows signs of wear while maintaining its fundamental integrity. This concept requires regular attention.

A Thoughtful Tip:

Start by creating a simple “home diary.” Document when major systems were last serviced or replaced, note seasonal changes you observe, and record small repairs as you make them. This practice helps develop awareness of your home’s rhythms and needs while creating a valuable record for future maintenance decisions. Remember, you’re not just maintaining a structure – you’re preserving a space where life happens while acknowledging its place in a longer timeline than your ownership.

The most successful home stewards understand that their role isn’t to prevent the inevitable but to care thoughtfully for their homes during their brief time as caretakers.

By accepting this philosophy, the overwhelming task of home maintenance becomes a more manageable – and meaningful – stewardship journey.


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