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	<title>Gary N Smith.net &#187; Home Inspection</title>
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	<link>http://garynsmith.net</link>
	<description>Home Inspections &#124; Energy Ratings &#124; Construction Consulting &#124; Serving Central MS since 1974 &#124; 601.691.1496</description>
	<lastBuildDate>Sun, 29 Apr 2012 13:23:53 +0000</lastBuildDate>
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		<title>‘Rehab’ Loans to the Rescue</title>
		<link>http://garynsmith.net/rehab-loans-to-the-rescue/</link>
		<comments>http://garynsmith.net/rehab-loans-to-the-rescue/#comments</comments>
		<pubDate>Wed, 07 Mar 2012 13:36:45 +0000</pubDate>
		<dc:creator>Gary Smith</dc:creator>
				<category><![CDATA[203K Consulting]]></category>
		<category><![CDATA[203K Contracting]]></category>
		<category><![CDATA[203K Lenders]]></category>
		<category><![CDATA[203K Support]]></category>
		<category><![CDATA[FHA]]></category>
		<category><![CDATA[Finance]]></category>
		<category><![CDATA[Foreclosure]]></category>
		<category><![CDATA[Government]]></category>
		<category><![CDATA[Home Inspection]]></category>
		<category><![CDATA[Mortgage Loans]]></category>
		<category><![CDATA[Short Sale]]></category>
		<category><![CDATA[HUD]]></category>
		<category><![CDATA[Loan]]></category>

		<guid isPermaLink="false">http://garynsmith.net/?p=1599</guid>
		<description><![CDATA[In the end it was another loan that came to the Mercados’ rescue: the Federal Housing Administration’s 203(k), also known as the F.H.A. rehab loan, which is designed to cover not only buying the home but also renovating it, and is then paid back like a regular mortgage. A hybrid that has been around for more than 30 years, the loan program has recently surged in popularity.]]></description>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>Are You Remodeling a Foreclosure? Inspect It First {Listen to This Podcast}</title>
		<link>http://garynsmith.net/ashi-podcast/</link>
		<comments>http://garynsmith.net/ashi-podcast/#comments</comments>
		<pubDate>Thu, 01 Mar 2012 16:20:40 +0000</pubDate>
		<dc:creator>Gary Smith</dc:creator>
				<category><![CDATA[Home Inspection]]></category>
		<category><![CDATA[Home Inspection Q & A]]></category>
		<category><![CDATA[Home Safety]]></category>
		<category><![CDATA[Misc Category]]></category>
		<category><![CDATA[Podcasts]]></category>
		<category><![CDATA[ASHI]]></category>
		<category><![CDATA[foreclosure]]></category>
		<category><![CDATA[Inspection]]></category>
		<category><![CDATA[Podcast]]></category>
		<category><![CDATA[Rehab]]></category>
		<category><![CDATA[remodel]]></category>

		<guid isPermaLink="false">http://garynsmith.net/?p=1522</guid>
		<description><![CDATA[Podcast by ASHI - Inspect that foreclosure! ]]></description>
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		<slash:comments>0</slash:comments>
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		<title>How to Know when Tandem Circuit Breakers can be Used (aka &#8211; cheater breakers)</title>
		<link>http://garynsmith.net/how-to-know-when-tandem-circuit-breakers-can-be-used-aka-cheater-breakers/</link>
		<comments>http://garynsmith.net/how-to-know-when-tandem-circuit-breakers-can-be-used-aka-cheater-breakers/#comments</comments>
		<pubDate>Tue, 28 Feb 2012 13:57:00 +0000</pubDate>
		<dc:creator>Reuben Saltzman</dc:creator>
				<category><![CDATA[203K Contracting]]></category>
		<category><![CDATA[Addtions]]></category>
		<category><![CDATA[Codes]]></category>
		<category><![CDATA[Electrical]]></category>
		<category><![CDATA[Fire Safety]]></category>
		<category><![CDATA[Flipped Homes]]></category>
		<category><![CDATA[Handyman]]></category>
		<category><![CDATA[Home Inspection]]></category>
		<category><![CDATA[Technical]]></category>
		<category><![CDATA[breakers]]></category>
		<category><![CDATA[danger]]></category>
		<category><![CDATA[electrical fire]]></category>
		<category><![CDATA[Electrician]]></category>
		<category><![CDATA[inspector]]></category>

		<guid isPermaLink="false">http://garynsmith.net/?p=1504</guid>
		<description><![CDATA[First, a quick definition.  A tandem circuit breaker is a double circuit breaker that takes up the space of a single circuit breaker on a panelboard. You'll also hear them called duplex, slimline, twin, half-height, half-inch, double and wafer breakers, depending on local customs. While a two-pole circuit breaker gets connected to two different poles at a panelboard and has a common trip or a handle tie for simultaneous disconnecting of two poles, a tandem breaker does not.]]></description>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>Problems With Flipped Houses</title>
		<link>http://garynsmith.net/problems-with-flipped-houses/</link>
		<comments>http://garynsmith.net/problems-with-flipped-houses/#comments</comments>
		<pubDate>Sun, 26 Feb 2012 13:26:28 +0000</pubDate>
		<dc:creator>Reuben Saltzman</dc:creator>
				<category><![CDATA[Addtions]]></category>
		<category><![CDATA[Bathroom]]></category>
		<category><![CDATA[Flipped Homes]]></category>
		<category><![CDATA[Handyman]]></category>
		<category><![CDATA[Home Inspection]]></category>
		<category><![CDATA[Plumbing]]></category>
		<category><![CDATA[Remodeling]]></category>

		<guid isPermaLink="false">http://garynsmith.net/?p=1484</guid>
		<description><![CDATA[Home flippers buy dilapidated houses, fix them up, then sell them again as quickly as possible with the intention of making a tidy profit.  Flipped houses look shiny and new inside, but what’s going on underneath all the new drywall, carpet, and paint?  Very few home buyers seem to trust flippers, and with the cheesy ‘repairs’ or ‘cover-ups’ I’ve seen over the years, it’s easy to understand why.  Most of the quick and dirty home flippers take the same shortcuts when flipping houses; I’ve seen so many of them done the same way that I’m going to tell you all about the flipped house you just looked at without even knowing the address.]]></description>
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		<slash:comments>8</slash:comments>
		</item>
		<item>
		<title>Brave First Time Home Buyers Buy a Fixer Upper</title>
		<link>http://garynsmith.net/brave-first-time-home-buyers-buy-a-fixer-upper/</link>
		<comments>http://garynsmith.net/brave-first-time-home-buyers-buy-a-fixer-upper/#comments</comments>
		<pubDate>Thu, 23 Feb 2012 20:12:59 +0000</pubDate>
		<dc:creator>DMoyle</dc:creator>
				<category><![CDATA[203K Contracting]]></category>
		<category><![CDATA[203K Lenders]]></category>
		<category><![CDATA[203K Support]]></category>
		<category><![CDATA[First Time Homeowner]]></category>
		<category><![CDATA[Home Inspection]]></category>
		<category><![CDATA[Kitchen]]></category>
		<category><![CDATA[Remodeling]]></category>
		<category><![CDATA[Room Rehab]]></category>
		<category><![CDATA[Sales and Marketing]]></category>

		<guid isPermaLink="false">http://garynsmith.net/?p=1474</guid>
		<description><![CDATA[Smart first time home buyers use a mortgage program that finances a professional to do all the work so they can enjoy the new home rather than wallowing in the weekend work. So what does the smart, brave buyer use? It's called the FHA 203k. This mortgage option allows you to buy a home in almost any condition and roll the cost of improvements or repairs into the mortgage payment, all based on the value after the work is done.]]></description>
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		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Training Advice For Future Minnesota Home Inspectors</title>
		<link>http://garynsmith.net/training-advice-for-future-minnesota-home-inspectors/</link>
		<comments>http://garynsmith.net/training-advice-for-future-minnesota-home-inspectors/#comments</comments>
		<pubDate>Thu, 23 Feb 2012 02:47:23 +0000</pubDate>
		<dc:creator>Reuben Saltzman</dc:creator>
				<category><![CDATA[Home Inspection]]></category>
		<category><![CDATA[Home Inspection Q & A]]></category>
		<category><![CDATA[Sales and Marketing]]></category>

		<guid isPermaLink="false">http://garynsmith.net/?p=1464</guid>
		<description><![CDATA[I always call people back to chat about this business and give the long answers to all of these questions; there is no such thing as licensing for home inspectors in Minnesota, so there is no 'right' answer to these questions.  I'm happy to share my time chatting about this stuff, but I end up giving different suggestions every time.  Like so many other frequently asked questions, I've found it's nice to have a document already put together to direct people to for a well-thought out answer, not just the first stuff that comes to my mind.]]></description>
		<wfw:commentRss>http://garynsmith.net/training-advice-for-future-minnesota-home-inspectors/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>If You Plan On Investing In A “Flip House” Do It Right</title>
		<link>http://garynsmith.net/if-you-plan-on-investing-in-a-flip-house-do-it-right/</link>
		<comments>http://garynsmith.net/if-you-plan-on-investing-in-a-flip-house-do-it-right/#comments</comments>
		<pubDate>Wed, 22 Feb 2012 00:53:33 +0000</pubDate>
		<dc:creator>Dwayne Boggs</dc:creator>
				<category><![CDATA[203K Contracting]]></category>
		<category><![CDATA[203K Support]]></category>
		<category><![CDATA[Addtions]]></category>
		<category><![CDATA[Fire Safety]]></category>
		<category><![CDATA[Handyman]]></category>
		<category><![CDATA[Home Inspection]]></category>
		<category><![CDATA[Home Safety]]></category>
		<category><![CDATA[Misc Category]]></category>
		<category><![CDATA[Remodeling]]></category>
		<category><![CDATA[ASHI]]></category>
		<category><![CDATA[flip]]></category>
		<category><![CDATA[house]]></category>
		<category><![CDATA[Inspection]]></category>
		<category><![CDATA[remodel]]></category>

		<guid isPermaLink="false">http://garynsmith.net/?p=1459</guid>
		<description><![CDATA[Ah the American dream. The hope that some saved investment money will yield more for you when your dreams become reality. You’ve spent hours watching the so called “Flip shows” on the DIY network and your burning desire is to be the next great guru of homes. The paint! The pretty fixtures! Everyone else is doing it so it can’t be that hard! When all the dust has settled along comes the Home Inspector ready to essentially score your pet project.]]></description>
		<wfw:commentRss>http://garynsmith.net/if-you-plan-on-investing-in-a-flip-house-do-it-right/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Safe Buildings Save Lives &#8211; 10 Fire Safety Tips for Your Home</title>
		<link>http://garynsmith.net/safe-buildings-save-lives-10-fire-safety-tips-for-your-home/</link>
		<comments>http://garynsmith.net/safe-buildings-save-lives-10-fire-safety-tips-for-your-home/#comments</comments>
		<pubDate>Tue, 21 Feb 2012 14:10:07 +0000</pubDate>
		<dc:creator>Gary Smith</dc:creator>
				<category><![CDATA[Codes]]></category>
		<category><![CDATA[Fire Safety]]></category>
		<category><![CDATA[Good Advice]]></category>
		<category><![CDATA[Home Inspection]]></category>
		<category><![CDATA[Home Safety]]></category>
		<category><![CDATA[New Construction]]></category>
		<category><![CDATA[PSA]]></category>
		<category><![CDATA[ASHI]]></category>
		<category><![CDATA[ICC]]></category>

		<guid isPermaLink="false">http://garynsmith.net/?p=1453</guid>
		<description><![CDATA[As a code certified building inspector I'd like to remind you of what it takes to create and sustain safe/sustainable structures. The campaign reinforces the need for adoption of modern, model building codes, a strong and efficient system of code enforcement and a well-trained, professional workforce to maintain the system. The awareness program is presented by the 50,000 strong International Code Council and in partnership of professional associations like ASHI, the American Society of Home Inspectors. ]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>POORLY INSULATED ATTIC ACCESS PANELS</title>
		<link>http://garynsmith.net/poorly-insulated-attic-access-panels/</link>
		<comments>http://garynsmith.net/poorly-insulated-attic-access-panels/#comments</comments>
		<pubDate>Sun, 12 Feb 2012 16:50:16 +0000</pubDate>
		<dc:creator>Reuben Saltzman</dc:creator>
				<category><![CDATA[Attic]]></category>
		<category><![CDATA[Home Inspection]]></category>
		<category><![CDATA[Insulation]]></category>
		<category><![CDATA[New Construction]]></category>
		<category><![CDATA[attic]]></category>
		<category><![CDATA[fiberglass]]></category>
		<category><![CDATA[Heat]]></category>
		<category><![CDATA[home]]></category>

		<guid isPermaLink="false">http://garynsmith.net/?p=1435</guid>
		<description><![CDATA[For at least the last twenty years or so, the most common way of insulating attics in Minnesota is to use loose-fill insulation – either cellulose or fiberglass.  This is a huge improvement over fiberglass batts, because batts are nearly impossible to install in attics and they cost more money.  Despite the decline of fiberglass batts in attics, I still find a small section of fiberglass batting used above the attic access panel at about 90% of the homes that I inspect, even on new construction.]]></description>
		<wfw:commentRss>http://garynsmith.net/poorly-insulated-attic-access-panels/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Facebook Check-In Marketing – Step 2</title>
		<link>http://garynsmith.net/facebook-check-in-marketing-step-2/</link>
		<comments>http://garynsmith.net/facebook-check-in-marketing-step-2/#comments</comments>
		<pubDate>Sun, 29 Jan 2012 19:06:26 +0000</pubDate>
		<dc:creator>Gary Smith</dc:creator>
				<category><![CDATA[Check In Marketing]]></category>
		<category><![CDATA[Good Advice]]></category>
		<category><![CDATA[Home Inspection]]></category>
		<category><![CDATA[Sales and Marketing]]></category>
		<category><![CDATA[Check-In Marketing]]></category>
		<category><![CDATA[Facebook]]></category>

		<guid isPermaLink="false">http://garynsmith.net/?p=1340</guid>
		<description><![CDATA[As I travel about my local market and perform home inspections I find myself repeatedly visiting the same neighborhoods each month. I recognized that each neighborhood has two identifying characteristics, a name and an address. Also, I noticed that the Facebook Mobile Device App has a feature that allows the user to record both types of data, the subdivision name and its GEO location. For the purpose of my CM, I use]]></description>
		<wfw:commentRss>http://garynsmith.net/facebook-check-in-marketing-step-2/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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